Maryland Enacts New Reporting Restrictions on Criminal and Credit Information
Effective October 1, 2024, Maryland has enacted two new laws that impose additional restrictions on consumer reporting agencies (CRAs) regarding the inclusion of certain criminal and credit information in consumer reports. Read More
Consumer Finance Protection Bureau (CFPB) Starts Process to Eliminate Medical Bills from Credit Reports
The proposal by the CFPB to remove medical bills from credit reports comes on the heels of a July 2022 decision by the three major credit reporting firms to remove most medical debt from consumers' credit reports. Read More
More Records Eligible for Sealing in California
California's Governor signed State Bill 731 (SB 731), expanding the number of records that would meet eligibility criteria for sealing. Read More
Equifax Canada Set to Release Freeze Designator Code in Q4 2022
The new code is in response to the October 2020 passage of Quebec Bill 53 - Credit Assessment Agents Act. Read More
Summary Judgement Affirmed Involving the Illinois Credit Privacy Act
In December 2019, The Appellate Court of Illinois affirmed summary judgement in favor of the defendant in a case regarding the use of credit checks during the application process for a customer service representative position. Read More